The USA 2025 Loan Limits

1-Unit

(Single Family)

2-Unit

(Duplex)

3-Unit

(Triplex)

4-Unit

(Fourplex)
Conforming Loan Limit
i
$806,500
Standard Conforming Loan Limit $806,500
FHA Loan Limit
i
$524,225
Standard FHA Loan Limit $524,225
VA Loan Limit
No Limits*
 
Conforming Loan Limit
i
$1,032,650
Standard Conforming Loan Limit $1,032,650
FHA Loan Limit
i
$671,200
Standard FHA Loan Limit $671,200
VA Loan Limit
No Limits*
 
Conforming Loan Limit
i
$1,248,150
Standard Conforming Loan Limit $1,248,150
FHA Loan Limit
i
$811,275
Standard FHA Loan Limit $811,275
VA Loan Limit
No Limits*
 
Conforming Loan Limit
i
$1,551,250
Standard Conforming Loan Limit $1,551,250
FHA Loan Limit
i
$1,008,300
Standard FHA Loan Limit $1,008,300
VA Loan Limit
No Limits*
 

* The Blue Water Navy Vietnam Veterans Act of 2019 repealed VA loan limits starting January 1, 2020. Lenders may impose their own limits, however. Ask your lender about their maximum VA loan amount before applying.

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA).